Follow Us

Follow us on Twitter  Follow us on LinkedIn
 

22 October 2010

Commission launches consultation on further capital buffers for banks


Default: Change to:


Eine Regelung zum Aufbau antizyklischer Kapitalpuffer könnte auch dazu beitragen durch moderate Kostensteigerungen bei der Kreditvergabe zu hohe Niveaus im Finanzsystem zu vermeiden. Ein solches System würde die Nachfrage dämpfen sobald das Kreditvergabeniveau einen bestimmten Grenzwert erreicht.


In February 2010, the Commission launched a consultation on further changes to the EU laws on capital requirements for banks. While the consultation already included orientations for the introduction of a capital conservation buffer, which would require banks to put aside a fixed reserve, the Basel Committee published a consultation paper in July 2010 on a proposal for additional and variable countercyclical buffers. These reserves would be added to banks' minimum regulatory capital and the capital conservation buffer. Since this development changes the Commission's earlier ideas about capital reserves, a second consultation is necessary. In the light of the feedback received from this consultation, the Commission will further consider whether capital buffers should be introduced in the EU through the upcoming amendment to the Capital Requirements Directive, due to be proposed in the first quarter of 2011.
Deadline for comments is 19 November 2010.
 


© European Commission


< Next Previous >
Key
 Hover over the blue highlighted text to view the acronym meaning
Hover over these icons for more information



Add new comment