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07 July 2015

EIOPA(欧州保険年金機構)、汎欧州の個人年金商品の創設に関する市中協議文書を公表


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EIOPA published a Consultation Paper on the creation of a standardised pan-European Personal Pension Product. EIOPA intends to submit its final advice to the European Commission at the beginning of 2016.


EIOPA invites stakeholders and interested parties to provide their feedback on the proposals for the creation of the PEPP, which is envisaged to be a long-term retirement savings product. The overall objective of the proposal is to encourage EU citizens to save for an adequate retirement income by creating a simple, transparent, cost-effective and trustworthy product.

To achieve this, EIOPA suggests the creation of a harmonised legal framework for an internal European PEPP market. This framework would ensure a level playing field between all providers; remove existing barriers to cross-border business and, thus, facilitate cross-border offering of PEPPs to consumers; as well as facilitate a multi-pillar approach to pension saving.

During the consultation period, on 7 September 2015, EIOPA will host a public event, which will give stakeholders an opportunity to actively contribute and share ideas on the creation of the PEPP.

The consultation period will end on 5 October 2015. 

Full consultation paper

Press release



© EIOPA


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