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The Summer issue features articles of critical interest to examiners, bankers and supervisors, including a discussion of key supervisory considerations related to loss-sharing agreements and suggestions for how examiners can assess bank compliance with amendments to Regulation Z affecting open-end credit plans.
• "Loss-Sharing Agreements: A Primer" provides an overview of loss-sharing structures, examination procedures for reviewing assets covered by loss-sharing agreements, important accounting and loan loss allowance issues, and guidelines for establishing adverse classifications.
• "From the Examiner's Desk: Amendments to Regulation Z: Compliance Challenges for Bankers and Examiners" identifies strengthened consumer protection provisions relating to open-end credit plans resulting from the enactment of the Credit Card Accountability Responsibility and Disclosure Act of 2009, and offers suggestions for how examiners can assess bank compliance with amendments to Regulation Z.
• The issue also provides an overview of recently released regulations and supervisory guidance.