ECB: Euro area bank lending survey
15 July 2020
The euro area bank lending survey (BLS) provides information on bank lending conditions in the euro area. It supplements existing statistics with information on the supply of and demand for loans to enterprises and households.
Credit standards for firms:Banks' approval criteria for loans to firms remained favourable, supported by fiscal and monetary measures.
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Loan demand from firms and households: Firms' loan demand surged further, reflecting emergency liquidity needs, while demand for housing loans declined strongly.
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Credit standards for household: Banks' approval criteria for loans to
households tightened further, reflecting the worsened economic outlook
and concerns about borrowers’ creditworthiness.
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