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A single insurance market requires that insurance intermediaries may conduct their activities throughout the EU and establish and provide services freely, in accordance with the principles of the Treaty. Insurance intermediaries are a vital link in the process of selling insurance products in the European Union. They also play a pivotal role in protecting the interests of insurance customers, primarily by offering them advice and assistance and by analysing their specific needs. Therefore they are a major element in the functioning of the single insurance market.

Insurance Mediation Directive (IMD)








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