European Banking Authority: All you need to know about the 2014 EU-wide stress test

22 October 2014

What is a stress test? Why do we need an EU-wide stress test? What is the role of the EBA in the exercise? The new EBA infographics are the perfect tool to discover more about the EU-wide stress test, including how to read key figures and findings, ahead of the release of the 2014 results.

The results of the 2014 EU-wide stress test will be published on the European Banking Authority (EBA) website at 11:00 am (UK time) on Sunday 26 October 2014.

The EBA will publish the results of the 2014 EU-wide stress test, which covers a sample of 123 EU banks (Euro and non-Euro zone). The disclosure will cover up to 12,000 data points per bank across the entire EU which includes: banks' composition of capital, risk weighted assets (RWAs), profit and loss (P&L), exposures to sovereigns, credit risk and securitisation. The EBA will also disclose a fully loaded Capital Requirements Regulation (CRR)/ Capital Requirements Directive (CRD) IV Common Equity Tier 1 (CET1) capital ratio for each bank for information purposes.

In order to help understand these data sets, the EBA will make available on its website:

The results will be published in the EBA disclosure templates, blank versions of which are now available on the EBA website.

National competent authorities, including the ECB, will publish the results for their own geographical areas of competence in the same format as the EBA, please refer directly to the competent authority of your interest for detailed information on what they will publish and when.

Press release

Detailed information


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